Naveen Kumar K and Anjali Kulkarni,
National Institute of Bank Management, India & Commonwealth of Learning, December 2013
It is well recognized that investment in rural training and extension services has to either precede or happen simultaneously with rural credit, for improving agricultural productivity and increasing farmers` income. But reaching out to about 70 million rural households of small, marginal farmers and landless labourers through traditional face-to-face training would be expensive and time consuming. Open and Distance Learning (ODL) with the help of Information and Communication Technology is an alternative to achieve much larger out-reach at lower cost.